While our insurance policies often give us peace of mind, insurance claims can be complicated. Claims can get denied, or you may not get what you feel that your company is giving you what you fully deserve. If you feel your insurance company is not following the law, then you need a bad faith insurance attorney. In this article, you’ll learn what these lawyers do and what you should look for when hiring one.
What Are Bad Faith Insurance Claims?
When you file an insurance claim, your insurance company is supposed to process your claim and settle it appropriately. Courts- and customers- usually assume that insurance companies will settle claims in good faith. However, sometimes this doesn’t happen. A bad faith insurance claim happens when an insurance company denies a claim that they are supposed to be settling.
Types of Bad Faith Claims
There are two main types of bad faith claims. The first type happens when an insurance company withholds benefits that they are supposed to be giving to the policyholder. The second type happens when an insurance company denies your claim in bad faith. In other words, the company says they are not covering a claim that they should be. It is also considered bad faith if your insurance company denies your claim without properly explaining why.
What You Can Do
If you have a dispute with your insurance company, then it’s best to call a bad faith insurance attorney. These lawyers will go over your claim and also your policy benefits in order to identify exactly what you deserve. The bad faith insurance attorney can then advocate for you in court, ensuring that your insurance company covers the benefits that you are paying them for.
Hiring a Bad Faith Insurance Attorney
There are different types of lawyers who can handle your issue. You should work with an attorney with business, insurance, or contract expertise if you are working through an insurance dispute. At Edwards Law Firm, PLLC, we combine legal expertise with excellent customer service so that you can feel comfortable at every step of the legal journey. Call us today for a free consultation.